Overview of Private Wealth Services

We provide forward thinking solutions for high and ultra-high net worth individuals and families, as well as multi and single family office arrangements.

Formation Services for Private Clients

Our highly experienced teams ensure your structure is established and managed in an efficient and compliant manner, throughout every stage of its life cycle.

Private Wealth Administration Services

From financial administration to regulatory compliance, our personalised services ensure your private wealth structures are managed effectively and efficiently across jurisdictions.

Company Secretarial & Governance Services

Our full suite of company secretarial services provides tailored board support to help ensure sound management and governance of your entities.

Overview of Corporate Services

We have the expertise and multi-jurisdictional capabilities to establish and administer thought-through, beneficial and compliant structures, providing the required level of substance for international corporate clients.

Company Formation Services

We assist in the creation and structuring of business entities across a network of jurisdictions to ensure compliance and operational efficiency.

CoSec Solutions

Our CoSec offering supports businesses at all phases of the business journey, ensuring their governance and compliance obligations are met promptly and efficiently.

Overview of Pensions & Employer Solutions

We combine forward-thinking innovation with sector expertise to provide comprehensive and tailored pensions and employer solutions.

Annuity Solutions

We provide non-insured annuity solutions from our offices in Guernsey, seeking to match the solutions available in the market with the specific requirements of the client.

Employer Solutions and Group Pensions

We provide a variety of services for a wide range of employer needs whether for an entire workforce or for a select group of employees as an incentivisation mechanism.

End of Service Benefits (EOSB)

We work directly with companies and their advisers in the UAE to provide a tailored solution, establishing a special purpose trust, with the aim of providing security and control with enhanced flexible employee benefits.

The APS Occupational Pension Scheme Financial Statements

We offer tailored occupational pension solutions to provide secure and reliable retirement benefits for your employees.

Overview of Yacht Services

With over 50 years’ experience in yacht ownership and operational services, our yacht services division (formerly Sarnia Yachts) is one of the longest standing teams in the yacht sector.

Yacht Crew Management

Our yacht crew management services handle recruitment, training, and administration, ensuring your vessel is operated by a suitably qualified, professional and well-supported crew.

Find out more about our crew management services:

Yacht Management Services

Comprehensive yacht management services cover maintenance, logistics, and regulatory compliance, ensuring your yacht operates smoothly, efficiently and safely.

Find out more out our yacht management services:

Malta

Increase in Malta Social Security rates for 2025

20 December 2024

The 2025 Malta Social Security (MSS) rates have been released, with a maximum increase of under 4% effective from 1 January.

Under EU Regulation 883/2004, seafarers who are EU/EEA or Swiss citizens or residents, and employed on vessels flying the Malta flag, must be insured under the Malta Social Security system. This regulation ensures that yacht crew members receive critical benefits and legal protections while working internationally.

MSS rates from 1 January 2025

Understanding the requirements, submitting the correct forms, and staying up to date with the latest rates are essential to avoid complications and comply with Maltese regulations.

We have provided crew employment and payroll services for many years, and have the expertise, infrastructure and processes in place to make Malta contributions for all applicable crew. Our Crew Classic clients have direct access to our crew team, who are on hand to support individual crew members and to answer any questions regarding social security.

Our Crew LITE service provides crew employment and payroll services for a fixed fee per crew member per month. We can facilitate MSS and pension deductions as part of this service, which includes a self-service portal enabling captains and crew to manage their employment, qualifications and payroll data.

Additionally, in this technical Q&A on MSS, our Crew Services Officer Fiona Millo guides yacht crew and those managing maritime operations through their obligations.